Having a good property to lend on (or properties) and having good credit isn't always enough to get a bank to lend to you. And if you don't have those things or the economy is bad (like say, now), you will need to do even better. But it's not true that every bank is the same nor is it true that bankers just plug your financials and property into an equation and an answer pops out. Banks are different and you need to find the right one. And banking is still a people business, so you need to do some schmoozing (and get your accounting in order). For more, see my article on this subject here: https://www.biggerpockets.com/blog/5-... And stay tuned for our next video on how to convince a bank to approve your loan.
"Every day is a new life to the wise man."
The Righteous Mind
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Consulting by RPM